Scotiabank
积分卡
Visa
ScotiaGold Passport Visa Card
丰业黄金护照 Visa 卡 · 旅行必备，积分灵活
1x
其他所有消费
$110年费
10,000 分
开卡奖励
积分倍率
其他所有消费1x
利率与费用
购物年利率19.99%
取现年利率22.99%
附属卡年费$30
全额还款不产生利息;利率以银行官网与账单为准
保险与权益
旅行医疗保险Up to $1 million emergency medical coverage for eligible persons under age 65 for up to 25 consecutive days.
旅行医疗保险Travel Accident Insurance up to $250,000 (max $500,000 per occurrence) when at least 75% of ticket cost charged to card.
行李险Lost luggage benefit up to $1,250; delayed luggage benefit up to $1,000 if not delivered within 4 hours.
租车险Collision Loss/Damage Insurance when rental paid with card; rental period cannot exceed 48 consecutive days; vehicles over $65,000 not covered.
购物保障Purchase Security: items insured against theft, loss or damage for 90 days from purchase date.
延长保修Extended Warranty: manufacturer's warranty doubled for up to one year.
其他权益Hotel/Motel Burglary Insurance up to $1,000 for theft of personal property if room broken into.
保险的具体条款与免责以银行的保险证明文件为准
🎁 开卡促销 · 银行英文原文
开卡后 3 个月内消费满 $2,000，最高得 10,000 Scene+ 积分，详见原文
“Earn up to 10,000 bonus Scene+ points within your first 3 months.”
“make at least $2,000 in everyday eligible purchases in your first 3 months”
“in your first 3 months”
来源:scotiabank.com · 核对于 2026-08-18
💡 SaveVia 解读
适合经常旅行、想要免年费体验的华人。所有消费每 $1 赚 1 点 Scene+ 积分，积分可兑换电影、旅行等。首年免年费，但次年需 $110 年费，需评估积分价值是否回本。开卡消费满 $2000 可得 10000 点奖励，但具体价值请参考银行说明。
常被拿来比较
丰业黄金 Amex 卡
Scotiabank Gold American Express Card · 年费 $120
6x
最高积分
丰业白金 Amex 卡
Scotiabank Platinum American Express Card · 年费 $399
5x
最高积分
数据核对于 2026-08-18 · 一切以银行官网为准