Scotiabank
积分卡
Amex
Scotiabank Gold American Express Card
丰业黄金 Amex 卡 · 买菜吃饭高返点
6x
买菜
$120年费
50,000 分
开卡奖励
积分倍率
🛒 买菜At Sobeys, Safeway, FreshCo, Foodland and more6x
每年前 $50,000 消费适用,与同组类别共享,超出后按基础倍率计
🍜 餐饮🛒 买菜On dining, food delivery, food subscriptions, and other eligible grocery stores.🎬 娱乐5x
每年前 $50,000 消费适用,与同组类别共享,超出后按基础倍率计
✈️ 旅行Total rate includes 1 base point plus 3 bonus points; only for hotels and car rentals booked through Scene+ Travel, Powered by Expedia.4x
⛽ 加油🚌 交通📄 账单订阅3x
每年前 $50,000 消费适用,与同组类别共享,超出后按基础倍率计
✈️ 旅行1x
其他所有消费1x
利率与费用
购物年利率21.99%
取现年利率22.99%
附属卡年费$29
全额还款不产生利息;利率以银行官网与账单为准
保险与权益
旅行医疗保险Up to $1 million emergency medical coverage for you, spouse, and eligible dependent children; under age 65 up to 25 consecutive days, age 65+ up to 3 consecutive days.
旅行取消险Trip cancellation and interruption insurance when charging at least 75% of trip costs; up to $1,500 per person, max $10,000 per trip.
旅行中断险Trip cancellation and interruption insurance when charging at least 75% of trip costs; up to $1,500 per person, max $10,000 per trip.
航班延误险Reimbursement of necessary expenses if flight delayed up to $500 per insured person on same trip; must charge at least 75% of ticket.
行李险Delayed or lost luggage coverage up to $1,000 if full cost of travel ticket charged to card.
租车险Rental car collision/loss damage insurance if rental charged to card, rented in your name, and declined rental agency's collision/loss damage waiver.
机场贵宾厅Discount on Priority Pass membership; access to over 1,200 lounges worldwide.
手机保险Coverage up to $1,000 CAD for loss, theft, or accidental damage of new smartphone or tablet if full purchase price charged to card and cellular technology activated or wireless bill payments charged to card.
购物保障Most new purchases protected against theft, loss, or damage for 90 days from purchase date.
延长保修Extended warranty may double original manufacturer's warranty for up to one year when full cost charged to card; coverage limited to lesser of repair/replacement cost or original purchase price.
其他权益Common carrier travel accident insurance: up to $500,000 per insured person, up to $1,000,000 per occurrence; must charge at least 75% of trip.
其他权益Hotel/motel burglary insurance up to $1,000 theft coverage when paying for hotel/motel stay in Canada or US; applies to you, spouse, dependent children.
保险的具体条款与免责以银行的保险证明文件为准
🎁 开卡促销 · 银行英文原文
开卡后 3 个月内消费满 $2,000，送 30,000 Scene+ 积分
“Earn 30,000 bonus Scene+ points by making at least $2,000 in everyday eligible purchases in your first 3 months.”
“at least $2,000 in everyday eligible purchases in your first 3 months”
“first 3 months”
来源:scotiabank.com · 核对于 2026-08-18
💡 SaveVia 解读
这张丰业黄金 Amex 卡适合日常消费多的朋友，买菜、吃饭、娱乐都有高积分，加油和交通也有不错回报。每年前 5 万加元消费享受加速积分，超出部分按基础积分算。年费 120 加元，但积分价值高，经常买菜吃饭的话很容易回本。而且没有外币转换费，出国用也划算。
常被拿来比较
丰业白金 Amex 卡
Scotiabank Platinum American Express Card · 年费 $399
5x
最高积分
丰业 Scene+ Amex 卡
Scotiabank American Express Card · 年费 $0
4x
最高积分
数据核对于 2026-08-18 · 一切以银行官网为准