National Bank
积分卡
Mastercard
World Elite Mastercard
国家银行世界精英万事达卡 · 买菜吃饭高返点
5x
买菜
$150年费
见原文
开卡促销
积分倍率
🛒 买菜For the first $2,500 in gross monthly purchases; after that, 2 points per dollar🍜 餐饮For the first $2,500 in gross monthly purchases; after that, 2 points per dollar5x
每月前 $2,500 消费适用,超出后按基础倍率计
🛒 买菜After the first $2,500 in gross monthly purchases🍜 餐饮After the first $2,500 in gross monthly purchases2x
累计消费超过 $2,500 后此倍率生效
⛽ 加油📄 账单订阅✈️ 旅行2x
其他所有消费1x
利率与费用
购物年利率20.99%
取现年利率22.49%
附属卡年费$50
全额还款不产生利息;利率以银行官网与账单为准
保险与权益
旅行医疗保险Up to $5,000,000 per person; 54 and under: 60 days; 55 to 64: 31 days; 65 to 75: 15 days.
旅行取消险Up to $2,500 per person
旅行中断险Up to $5,000 per person
航班延误险Up to $500 per person (over 4 hours)
行李险Up to $500 per person (over 6 hours) for delayed baggage
行李险Up to $1,000 per person for theft or loss
租车险Against collision, theft or damage for a period of 48 days or less
机场贵宾厅Free and unlimited access with a guest and two children aged 12 or under to the National Bank Lounge at Montréal-Trudeau Airport; only for international destinations excluding Canada and U.S. flights.
手机保险Up to $1,000 in the event of accidental breakage, loss or theft for a maximum of 2 years after the purchase date
购物保障Up to 180 days following the purchase date
延长保修Possibility of tripling the manufacturer's warranty (up to 2 additional years)
其他权益Medical, general and legal assistance included
保险的具体条款与免责以银行的保险证明文件为准
💡 SaveVia 解读
这张卡适合日常开销集中在买菜和吃饭的朋友，每月前2500加元消费能拿5倍积分，超过后和所有加油、订阅、旅行消费一样拿2倍积分，其他消费1倍积分。年费150加元，首年不免，但如果你每月买菜吃饭花得多，积分回报很容易值回年费。注意积分是À la carte奖励计划里的，具体兑换方式要看银行说明。
常被拿来比较
国家银行白金万事达卡
Platinum Mastercard · 年费 $70
2x
最高积分
BMO 蓝宝世界精英万事达卡
BMO Blue Rewards World Elite Mastercard · 年费 $150
10x
最高积分
数据核对于 2026-08-18 · 一切以银行官网为准