National Bank
积分卡
Mastercard
Platinum Mastercard
国家银行白金万事达卡 · 买菜吃饭高返点
2x
买菜
$70年费
见原文
开卡促销
积分倍率
🛒 买菜For the first increment of $1,000 in gross monthly purchases charged to the account, regardless of the purchase category. After that, you will earn 1.5 points per dollar in eligible grocery and restaurant purchases.🍜 餐饮For the first increment of $1,000 in gross monthly purchases charged to the account, regardless of the purchase category. After that, you will earn 1.5 points per dollar in eligible grocery and restaurant purchases.2x
每月前 $1,000 消费适用,超出后按基础倍率计
🛒 买菜After the first $1,000 in gross monthly purchases charged to the account, regardless of the purchase category.🍜 餐饮After the first $1,000 in gross monthly purchases charged to the account, regardless of the purchase category.1.5x
累计消费超过 $1,000 后此倍率生效
⛽ 加油📄 账单订阅✈️ 旅行1.5x
其他所有消费0.6666666666666666x
利率与费用
购物年利率20.99%
取现年利率22.49%
附属卡年费$35
全额还款不产生利息;利率以银行官网与账单为准
保险与权益
旅行医疗保险Up to $5,000,000 per person for 10 days (76 and over: no coverage)
旅行取消险Up to $1,000 per person
旅行中断险Up to $1,500 per person
航班延误险Up to $500 per person (over 4 hours)
行李险Up to $500 per person (over 6 hours)
行李险Up to $1,000 per person
租车险Against collision, theft or damage for a period of 48 days
手机保险Up to $1,000 in the event of accidental breakage, loss or theft for a maximum of 2 years after the purchase date
购物保障180 days following the purchase date
延长保修Possibility of tripling the manufacturer's warranty (up to 2 additional years)
其他权益Medical, general and legal assistance included
保险的具体条款与免责以银行的保险证明文件为准
💡 SaveVia 解读
这张卡适合日常买菜和外出吃饭多的朋友，每月前$1000的买菜和吃饭消费都有2倍积分，超过后也有1.5倍。加油、订阅、旅行这些也都有1.5倍积分，其他消费是0.6666666666666666倍。年费$70，但首年免年费，可以试试看值不值。积分计划是À la carte Rewards Plan，具体怎么用积分可以看银行说明。
常被拿来比较
国家银行世界精英万事达卡
World Elite Mastercard · 年费 $150
5x
最高积分
BMO 蓝宝世界精英万事达卡
BMO Blue Rewards World Elite Mastercard · 年费 $150
10x
最高积分
数据核对于 2026-08-26 · 一切以银行官网为准